Enter your contract terms and see your actual expected monthly and annual earnings — after PPO write-offs, lab fees, and collection adjustments.
Most dental associates are paid on a percentage of production or collections — but those two numbers are not the same thing. A "35% of collections" offer pays very differently from "35% of gross production." This calculator normalizes every offer to a single number so you can compare apples-to-apples at a glance.
Adjust the sliders to match your offer or a job listing.
Your gross production at fee schedule — the starting point for all compensation formulas.
Check your contract — this is the single biggest factor in how much you actually take home.
The fraction of your compensation base that goes into your paycheck.
Affects adjusted production and collections pay — but not gross production pay.
Whether lab costs are deducted before your percentage applies.
Your clinical hours — used to calculate your effective hourly rate.
Optional. Leave blank if your contract is commission-only.
Side-by-side view of two compensation structures at your production level.
Expected annual earnings
$253,286/yr
Monthly earnings
$21,107
Effective % of gross
26.4%
Of every dollar you bill, here is how it is divided.
Practice owners keep far more of what they produce. Minty helps dentists buy their first practice — with the acquisition team, financing, and business management handled for you, so you can stay focused on dentistry.
Compensation formulas and benchmarks are based on the following sources. Consult an attorney or financial advisor before signing any employment contract.
Disclaimer: This calculator is for educational purposes only and does not constitute legal, financial, or employment advice. All formulas use industry-average benchmarks and may not reflect your specific practice, market, or contract terms. Collection efficiency is modeled at 97% of adjusted production per ADA benchmarks. Always consult a dental contract attorney before signing an associate agreement.