Eric ChenWorking Capital in Dental Practice Loans, Explained
Working capital isn't just extra cash—it's the buffer between closing day and stable operations. Here's how lenders structure it and what buyers actually need.
FinancingBuying Guide
Blog
Expert guides and market insights for dental practice buyers, sellers, and brokers.
Eric Chen
Eric ChenFinancing Options for Buying a Dental Practice
From SBA loans to seller financing, here's how to fund your dental practice acquisition—and which option fits your financial situation best.
FinancingBuying Guide
Eric ChenHow Much Cash You Actually Need to Buy a Dental Practice
Most buyers assume they need six figures in cash. The actual number depends on your lender, the practice, and what you count as "cash needed."
Buying GuideFinancing
Eric ChenHow to Know If You're Ready to Buy a Dental Practice
Most buyers focus on whether they can afford a practice. The harder question is whether ownership fits your clinical skills, finances, and life right now.
Buying GuideFinancingPractice Management
Eric ChenShould You Sell Your Dental Practice to a DSO?
When a DSO outbids you on a practice, it's easy to assume you can't compete. But the numbers tell a different story—and sellers often prefer what you offer.
Buying GuideFinancingValuation
Eric ChenWorking Capital Adjustments at Dental Practice Closing
Most buyers focus on purchase price—then get a surprise invoice months after closing. Learn how working capital adjustments change what you actually pay.
Buying GuideDue DiligenceFinancing
Eric Chen5 Common Problems When Buying a Dental Practice
Loan denied? Credentialing delays? Seller transition unclear? Here's what to do when the most common deal obstacles show up—and how to keep moving forward.
Buying GuideFinancingDue DiligencePractice Management
Eric ChenWhen Should You Walk Away From Buying a Dental Practice?
Not every dental practice is worth buying. Learn the financial red flags, real take-home numbers, and concerns that should make you reconsider.
Buying GuideDue DiligenceFinancing
Eric ChenFrom Associate to Owner: How Long It Really Takes to Buy a Practice
Most buyers underestimate the timeline. Here's what to expect from preparation through closing—and how much cash you actually need in the bank.
Buying GuideFinancing