Eric ChenCan You Buy a Dental Practice with $400K in Student Loans?
Student loan debt doesn't block practice ownership—lenders care about DTI and production, not your total balance. Here's what actually matters.
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Expert guides and market insights for dental practice buyers, sellers, and brokers.
Buying Guide91Due Diligence52Financing42Location Analysis6Market Trends5Practice Management30Valuation25
Eric Chen
Eric ChenBuying a Dental Practice Directly from the Seller Without a Broker
Buying directly from a seller can save broker fees, but requires assembling your own team and managing the entire process. Here's what changes.
Buying GuideDue DiligenceFinancing
Eric ChenShould You Wait to Buy a Dental Practice Until Interest Rates Drop?
Interest rates are higher than they were—but waiting to buy a dental practice until they drop could cost you more than moving forward now.
Buying GuideFinancingMarket Trends
Eric ChenWhere to Get Down Payment for Dental Practice Loan
Most dental lenders require 10% liquidity, not a down payment. Here's where buyers actually find that cash—and which sources lenders accept.
FinancingBuying Guide
Eric ChenWhat Happens If You Can't Make Your Dental Practice Loan Payments
Missing loan payments triggers consequences fast. Here's what happens at each stage and what you can do before default becomes permanent.
FinancingPractice Management
Eric ChenDental Practice Loan Personal Guarantee: What Am I Risking?
Personal guarantees put your home, savings, and other assets on the line when you finance a dental practice. Here's what you're actually risking.
FinancingBuying Guide
Eric ChenMoving to Another State to Buy a Dental Practice: What to Know
Relocating to buy a dental practice involves licensing, credentialing, market research, and timing challenges most buyers underestimate.
Buying GuideLocation AnalysisFinancing
Eric ChenWhen Your Spouse Isn't On Board With Buying a Dental Practice
Your spouse's hesitation isn't a dealbreaker—it's a signal. Here's how to address concerns, align on risk, and move forward together.
Buying GuideFinancingPractice Management
Eric ChenDental Practice Seller Financing Terms: What's Normal for Buyers
Seller financing in dental practice deals typically covers 10-20% of the purchase price at 6-9% interest over 3-7 years. Here's what buyers need to know.
FinancingBuying Guide
Eric ChenLLC vs S Corp for Buying a Dental Practice: Which Structure Fits
When buying a dental practice, choosing between LLC and S corp taxation affects your payroll taxes, compliance burden, and take-home pay for years.
Buying GuideFinancing
Eric ChenBuying a Dental Practice as an Associate in the Same Office
You already know the practice, the patients, and the team. Here's how to turn your associateship into ownership—and what to watch for along the way.
Buying GuideFinancingDue Diligence
Eric ChenShould You Buy Your Parent's Dental Practice? A Decision Framework
Family succession feels simpler than buying from a stranger—but emotional dynamics, sibling fairness, and valuation questions make it uniquely complex.
Buying GuideValuationFinancing