
How Payer Mix Affects How Much You Can Borrow to Buy a Practice
Payer mix shapes your DSCR, your loan ceiling, and your valuation. Here's how lenders read it — and how buyers can use it to negotiate.
Expert guides and market insights for dental practice buyers, sellers, and brokers.

Payer mix shapes your DSCR, your loan ceiling, and your valuation. Here's how lenders read it — and how buyers can use it to negotiate.

Your co-buyer just dropped out mid-deal. Here's how to assess your legal exposure, requalify for solo financing, and decide whether to proceed or walk away.

Should you buy the building too, or sign a lease? Here's how to evaluate the real estate decision when the seller owns the property.

How goodwill allocation in a dental practice purchase affects your taxes as a buyer — and how to negotiate a structure that works in your favor.

The 2025 H-1B modernization rule changed the rules for dentist-owners. Here's how to structure the acquisition, satisfy USCIS, and secure financing.

Yes, you can get a mortgage after buying a dental practice — but lenders see you differently now. Here's how to qualify and which loan type works best.

Most dentists face this exact dilemma. Here's how the financing, liquidity, and income math actually plays out — and which move builds more wealth.

General dentists can buy orthodontic practices — but the financial structure, clinical model, and due diligence look nothing like a GP acquisition.

Yes, dental practice owners can use NHSC loan repayment — but only if your practice qualifies as an approved site. Here's what that actually requires.

100% financing is real — but "no money saved" isn't quite the full story. Here's what lenders actually require and how to close the gap.

Weighing a buy-in at your current practice against buying independently? Here's how the two paths compare on control, cost, and long-term ownership.

Your parents see the debt and call it risky. Here's the data that reframes the conversation — and what staying an associate actually costs you.

Carrying $1M+ in practice debt is overwhelming — but the anxiety is often worse than the math. Here's how new dental practice owners reframe and manage it.