Eric ChenIs Owning a Dental Practice Worth It Financially?
A data-driven comparison of dental practice ownership vs. staying an associate — income, taxes, equity, and the real break-even timeline.
Buying GuideFinancingMarket Trends
Read article →Running a dental practice
Practical guides for owners of independent dental practices: billing and insurance, staffing, marketing, technology and margins, and what to know when you buy or grow.
Buying Guide180Due Diligence113Financing80Location Analysis7Market Trends12Practice Management99Selling Guide3Valuation63
Eric Chen
Eric ChenDental Practice Lease Term: How Many Years Do You Need?
How many years should be left on a dental practice lease before you buy? Here's what lenders require, what clauses to check, and how to fix a short lease.
Buying GuideDue DiligenceFinancing
Eric ChenDental Associate Buy-In Offer: How to Evaluate Price and Terms
A practical framework for evaluating whether a dental associate buy-in offer is priced fairly and structured in your favor — before you sign anything.
Buying GuideValuationDue DiligenceFinancing
Eric ChenDental Practice Loan Rate Lock Expiring Before Closing
Your dental practice loan rate lock is about to expire before closing. Here's what it costs, who pays, and the steps to protect your rate.
FinancingBuying Guide
Eric ChenWhen Your Spouse Earns More: How to Size Your Practice Risk
If your spouse earns more than the practice will, that changes how much salary you need on day one — and which deals you can afford to take on.
FinancingBuying Guide
Eric ChenDental Practice Used as Collateral: What Buyers Must Check
When a seller's other businesses carry debt secured by the dental practice, buyers can inherit lien complications. Here's how to find them and protect yourself.
Due DiligenceBuying GuideFinancing
Eric ChenDental Practice Add-Backs: What Lenders Actually Accept
When a lender disputes seller add-backs, your deal math changes fast. Here's how to read the add-back schedule before you make an offer.
FinancingDue DiligenceValuationBuying Guide
Eric ChenBuying a Dental Practice Right After GPR or AEGD
Finished your GPR or AEGD and wondering if it's too soon to buy? Here's how to evaluate your readiness — clinically, financially, and with lenders.
Buying GuideFinancing
Eric ChenDental Practice Seasonal Cash Flow: What Buyers Must Know
Buying a seasonal dental practice? Learn how to read monthly production data, size your working capital, and survive slow months without a cash crisis.
Buying GuideDue DiligenceFinancing
Eric ChenUsing Your Spouse's Income to Qualify for a Dental Practice Loan
Spouse income can help you qualify for a dental practice loan — but only in specific ways. Here's how lenders actually use it, and what it costs you.
FinancingBuying Guide
Eric ChenHow to Read a Dental Practice P&L as a First-Time Buyer
The P&L tells you what a practice actually earns — not what the seller claims. Here's how to read every line before you make an offer.
Due DiligenceBuying GuideValuationFinancing
Eric ChenDental Practice Loan Taking Too Long? Here's What to Do
Loan approval dragging past your closing deadline? Here's how to diagnose the delay, keep the seller on board, and protect your deal.
FinancingBuying Guide
Eric ChenSeller Owes Back Payroll Taxes: What Dental Buyers Must Know
Buying a dental practice when the seller owes back payroll taxes? Here's how liability can follow the deal — and how to protect yourself before closing.
Due DiligenceBuying GuideFinancing