Dental Practice Buying & Selling Blog

Expert guides and market insights for dental practice buyers, sellers, and brokers.

How Payer Mix Affects How Much You Can Borrow to Buy a Practice
Eric ChenEric Chen
·· 10 min read

How Payer Mix Affects How Much You Can Borrow to Buy a Practice

Payer mix shapes your DSCR, your loan ceiling, and your valuation. Here's how lenders read it — and how buyers can use it to negotiate.

FinancingDue DiligenceValuation
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Co-Buyer Backs Out of a Dental Practice Deal: What to Do
Eric ChenEric Chen
·· 10 min read

Co-Buyer Backs Out of a Dental Practice Deal: What to Do

Your co-buyer just dropped out mid-deal. Here's how to assess your legal exposure, requalify for solo financing, and decide whether to proceed or walk away.

Buying GuideFinancingDue Diligence
Buying a Dental Practice When the Seller Owns the Building
Eric ChenEric Chen
·· 10 min read

Buying a Dental Practice When the Seller Owns the Building

Should you buy the building too, or sign a lease? Here's how to evaluate the real estate decision when the seller owns the property.

Buying GuideFinancingDue Diligence
Goodwill Allocation in a Dental Practice Purchase: Tax Impact
Eric ChenEric Chen
·· 10 min read

Goodwill Allocation in a Dental Practice Purchase: Tax Impact

How goodwill allocation in a dental practice purchase affects your taxes as a buyer — and how to negotiate a structure that works in your favor.

Buying GuideFinancingValuationDue Diligence
Buying a Dental Practice on an H-1B Visa: What to Know
Eric ChenEric Chen
·· 10 min read

Buying a Dental Practice on an H-1B Visa: What to Know

The 2025 H-1B modernization rule changed the rules for dentist-owners. Here's how to structure the acquisition, satisfy USCIS, and secure financing.

Buying GuideFinancing
Getting a Mortgage After Buying a Dental Practice
Eric ChenEric Chen
·· 10 min read

Getting a Mortgage After Buying a Dental Practice

Yes, you can get a mortgage after buying a dental practice — but lenders see you differently now. Here's how to qualify and which loan type works best.

FinancingBuying Guide
Buy a Dental Practice or a House First?
Eric ChenEric Chen
·· 10 min read

Buy a Dental Practice or a House First?

Most dentists face this exact dilemma. Here's how the financing, liquidity, and income math actually plays out — and which move builds more wealth.

FinancingBuying Guide
Buying an Orthodontic Practice as a General Dentist
Eric ChenEric Chen
·· 11 min read

Buying an Orthodontic Practice as a General Dentist

General dentists can buy orthodontic practices — but the financial structure, clinical model, and due diligence look nothing like a GP acquisition.

Buying GuideDue DiligenceValuationFinancing
NHSC Loan Repayment While Owning a Dental Practice
Eric ChenEric Chen
·· 10 min read

NHSC Loan Repayment While Owning a Dental Practice

Yes, dental practice owners can use NHSC loan repayment — but only if your practice qualifies as an approved site. Here's what that actually requires.

FinancingBuying Guide
Buying a Dental Practice with No Money Saved
Eric ChenEric Chen
·· 9 min read

Buying a Dental Practice with No Money Saved

100% financing is real — but "no money saved" isn't quite the full story. Here's what lenders actually require and how to close the gap.

FinancingBuying Guide
Dental Associate Buy-In vs. Buying Outside: Which Is Better?
Eric ChenEric Chen
·· 10 min read

Dental Associate Buy-In vs. Buying Outside: Which Is Better?

Weighing a buy-in at your current practice against buying independently? Here's how the two paths compare on control, cost, and long-term ownership.

Buying GuideValuationFinancing
When Your Parents Think Buying a Dental Practice Is Too Risky
Eric ChenEric Chen
·· 9 min read

When Your Parents Think Buying a Dental Practice Is Too Risky

Your parents see the debt and call it risky. Here's the data that reframes the conversation — and what staying an associate actually costs you.

Buying GuideFinancing
Dental Practice Debt Anxiety: How New Owners Cope
Eric ChenEric Chen
·· 9 min read

Dental Practice Debt Anxiety: How New Owners Cope

Carrying $1M+ in practice debt is overwhelming — but the anxiety is often worse than the math. Here's how new dental practice owners reframe and manage it.

Practice ManagementFinancingBuying Guide