Eric ChenBuying a Dental Practice with a Credit Score Below 680
A sub-680 credit score makes dental practice financing harder — but not impossible. Here's how to assess your options, fix what you can, and still close a deal.
FinancingBuying Guide
Dental Practice Buying & Selling Blog
Expert guides and market insights for dental practice buyers, sellers, and brokers.
Buying Guide173Due Diligence108Financing77Location Analysis7Market Trends8Practice Management59Selling Guide1Valuation55
Eric Chen
Eric ChenAccounts Receivable Disputes After Buying a Dental Practice
Most AR disputes after buying a dental practice were preventable. Learn how to audit the AR, negotiate key contract terms, and resolve conflicts post-closing.
Due DiligenceBuying GuidePractice Management
Eric ChenExpenses New Dental Practice Owners Don't Budget For
The costs that catch first-year dental practice owners off guard — and how to build a budget that actually holds up after closing.
Buying GuidePractice ManagementFinancing
Eric ChenWhat Banks Actually Look for When Financing a Dental Practice Buy
Banks evaluate two parallel files when you apply for a dental practice loan — yours and the practice's. Here's exactly what they look for in both.
FinancingBuying Guide
Eric ChenSBA Loan vs Conventional Loan for Dental Practice Buyers
SBA loans offer 25-year terms and lower credit bars. Conventional loans deliver fixed rates and faster approval. Here's how to choose for your deal.
FinancingBuying Guide
Eric ChenStaff Expect Me to Match Previous Owner Benefits After Buying Practice
Inherited staff want better benefits than the seller offered. Here's how to evaluate what you can afford, negotiate boundaries, and protect cash flow.
Buying GuidePractice Management
Eric ChenHow Long After Buying a Dental Practice Can You Sell It?
There's no legal minimum holding period, but selling too soon creates tax penalties, lender complications, and valuation problems that cost buyers money.
Buying GuideFinancingValuationPractice Management
Eric ChenHow Much Is a Dental Practice Patient Base Worth Per Patient?
Patient base value isn't a fixed number—it's a function of collections, retention, and production mix. Here's how to calculate what you're actually buying.
ValuationBuying GuideDue Diligence
Eric ChenHow to Quit Your Associate Job After Buying a Dental Practice
Timing your resignation, navigating contract terms, and coordinating your closing date with your notice period — here's how to leave your associate job cleanly.
Buying GuidePractice Management
Eric ChenVendor Contracts After Buying a Practice: Transfer or Renegotiate
Most vendor contracts don't auto-transfer when you buy a practice. Here's how to identify which need consent and where to renegotiate better terms.
Buying GuideDue DiligencePractice Management
Eric ChenBank Appraisal Came in Lower Than Dental Practice Asking Price
When the bank appraisal comes in below asking price, you have options: renegotiate, cover the gap, or challenge the valuation. Here's how to respond.
FinancingDue DiligenceValuationBuying Guide
Eric ChenShould I Give Staff Raises After Buying a Dental Practice?
Staff raises after buying a practice aren't automatic—timing, cash flow, and retention strategy determine when to adjust compensation without risk.
Buying GuidePractice Management