Eric ChenWorking Capital in Dental Practice Loans, Explained
Working capital isn't just extra cash—it's the buffer between closing day and stable operations. Here's how lenders structure it and what buyers actually need.
FinancingBuying Guide
Dental Practice Buying & Selling Blog
Expert guides and market insights for dental practice buyers, sellers, and brokers.
Buying Guide145Due Diligence85Financing65Location Analysis7Market Trends6Practice Management53Valuation39
Eric Chen
Eric ChenFinancing Options for Buying a Dental Practice
From SBA loans to seller financing, here's how to fund your dental practice acquisition—and which option fits your financial situation best.
FinancingBuying Guide
Eric ChenWhat to Negotiate in a Dental Practice Agreement Beyond Price
Purchase price is only the starting point. The terms behind it determine your actual risk, transition success, and long-term protection as a buyer.
Buying GuideDue Diligence
Eric ChenShould You Buy a Dental Practice with Mostly PPO Patients?
Most PPO practices aren't broken—they're just under-optimized. Here's how to evaluate reimbursement rates, overhead, and profit potential before you buy.
Buying GuideDue DiligenceValuation
Eric ChenHow Much Cash You Actually Need to Buy a Dental Practice
Most buyers assume they need six figures in cash. The actual number depends on your lender, the practice, and what you count as "cash needed."
Buying GuideFinancing
Eric ChenHow to Know If You're Ready to Buy a Dental Practice
Most buyers focus on whether they can afford a practice. The harder question is whether ownership fits your clinical skills, finances, and life right now.
Buying GuideFinancingPractice Management
Eric ChenShould You Sell Your Dental Practice to a DSO?
When a DSO outbids you on a practice, it's easy to assume you can't compete. But the numbers tell a different story—and sellers often prefer what you offer.
Buying GuideFinancingValuation
Eric ChenWorking Capital Adjustments at Dental Practice Closing
Most buyers focus on purchase price—then get a surprise invoice months after closing. Learn how working capital adjustments change what you actually pay.
Buying GuideDue DiligenceFinancing
Eric ChenAre Rural Dental Practices More Profitable?
Rural dental practices often outperform urban counterparts in profitability—lower overhead, less competition, and stronger margins offset smaller populations.
Buying GuideLocation AnalysisValuation
Eric ChenQuestions to Ask Before Buying a Dental Practice
Most dental practice sellers highlight strengths and hide problems. Learn the due diligence questions that expose red flags in financials, operations, and patient data.
Due DiligenceBuying Guide
Eric ChenHow to Know If Dental Collections Are Real Before You Buy
Sellers inflate revenue more often than you think. Learn the due diligence steps that reveal what collections data won't tell you—before you sign.
Due DiligenceBuying GuideValuation
Eric ChenHow to Tell When Seller Production Props Up a Dental Practice
A practice that looks profitable on paper may collapse without the seller's production. Here's how to spot seller dependency and structure a deal that works.
Buying GuideDue DiligenceValuation