Running a dental practice

Practical guides for owners of independent dental practices: billing and insurance, staffing, marketing, technology and margins, and what to know when you buy or grow.

Dental Associate Buy-In vs. Buying Outside: Which Is Better?
Eric ChenEric Chen
·· 10 min read

Dental Associate Buy-In vs. Buying Outside: Which Is Better?

Weighing a buy-in at your current practice against buying independently? Here's how the two paths compare on control, cost, and long-term ownership.

Buying GuideValuationFinancing
When Your Parents Think Buying a Dental Practice Is Too Risky
Eric ChenEric Chen
·· 9 min read

When Your Parents Think Buying a Dental Practice Is Too Risky

Your parents see the debt and call it risky. Here's the data that reframes the conversation — and what staying an associate actually costs you.

Buying GuideFinancing
Dental Practice Debt Anxiety: How New Owners Cope
Eric ChenEric Chen
·· 9 min read

Dental Practice Debt Anxiety: How New Owners Cope

Carrying $1M+ in practice debt is overwhelming — but the anxiety is often worse than the math. Here's how new dental practice owners reframe and manage it.

Practice ManagementFinancingBuying Guide
Buying a Dental Practice with a Credit Score Below 680
Eric ChenEric Chen
·· 10 min read

Buying a Dental Practice with a Credit Score Below 680

A sub-680 credit score makes dental practice financing harder — but not impossible. Here's how to assess your options, fix what you can, and still close a deal.

FinancingBuying Guide
Expenses New Dental Practice Owners Don't Budget For
Eric ChenEric Chen
·· 9 min read

Expenses New Dental Practice Owners Don't Budget For

The costs that catch first-year dental practice owners off guard — and how to build a budget that actually holds up after closing.

Buying GuidePractice ManagementFinancing
What Banks Actually Look for When Financing a Dental Practice Buy
Eric ChenEric Chen
·· 10 min read

What Banks Actually Look for When Financing a Dental Practice Buy

Banks evaluate two parallel files when you apply for a dental practice loan — yours and the practice's. Here's exactly what they look for in both.

FinancingBuying Guide
SBA Loan vs Conventional Loan for Dental Practice Buyers
Eric ChenEric Chen
·· 9 min read

SBA Loan vs Conventional Loan for Dental Practice Buyers

SBA loans offer 25-year terms and lower credit bars. Conventional loans deliver fixed rates and faster approval. Here's how to choose for your deal.

FinancingBuying Guide
How Long After Buying a Dental Practice Can You Sell It?
Eric ChenEric Chen
·· 11 min read

How Long After Buying a Dental Practice Can You Sell It?

There's no legal minimum holding period, but selling too soon creates tax penalties, lender complications, and valuation problems that cost buyers money.

Buying GuideFinancingValuationPractice Management
Bank Appraisal Came in Lower Than Dental Practice Asking Price
Eric ChenEric Chen
·· 11 min read

Bank Appraisal Came in Lower Than Dental Practice Asking Price

When the bank appraisal comes in below asking price, you have options: renegotiate, cover the gap, or challenge the valuation. Here's how to respond.

FinancingDue DiligenceValuationBuying Guide
How Much Should I Spend on Marketing First Year Owning a Practice?
Eric ChenEric Chen
·· 11 min read

How Much Should I Spend on Marketing First Year Owning a Practice?

First-year practice owners face competing cash demands. Here's how to set a marketing budget that protects patient retention without straining debt service.

Practice ManagementBuying GuideFinancing
Why a Second Dental Practice Is Harder Than the First
Eric ChenEric Chen
·· 11 min read

Why a Second Dental Practice Is Harder Than the First

The leap from one practice to two isn't just growth—it's a different business model. Here's what buyers need to know before acquiring a second location.

Buying GuidePractice ManagementFinancing
Found a Better Dental Practice After Signing the LOI: Your Options
Eric ChenEric Chen
·· 15 min read

Found a Better Dental Practice After Signing the LOI: Your Options

You signed an LOI, then found a better practice. Here's what your exclusivity clause means, when you can walk away, and how to evaluate both deals objectively.

Buying GuideDue DiligenceFinancing